9/6/14 Saturday in Lebanon,PA (Hershey Campground-TT)
Another hot one. We spent our morning inside again. I perused my lap top reading projects. John played with his spreadsheets. Interestingly, if we’d continue paying on our 10 year loan (with about 5% interest), we’d owe about what some say it’s trade in value is now: $49,000. A neighbor near us said she tried to trade in her motor home 3 years ago but couldn’t because it’s value was half what she owed on it then. This year she’s here again for the RV show, having paid down that loan some and planning to do a reverse mortgage on her house to get the rest of the money for a newer RV. I personally don’t believe a reverse mortgage is a good idea in general.
In the afternoon we worked on travel plans in 2015 then went to the adult lodge to ask the camp hosts about our TT contract. (The following is about TT issues): I’d received confusing information from Member Services and was hoping for a clear answers. I got them. The special assessments language is in the Zone Park Pass Contract, which is our base contract. I’ve never received it so the camp host emailed the man who sold us our contract, asking for a copy of it. I have asked Member Services about 5 times for my contract and received bits and pieces-all the Elite addendum parts. Also, we’d been charged taxes on our dues. [ According to a Finance Supervisor at Member Services on 1/9/14: Scenerio #1: If a membership is purchased in a non-tax state, an upgrade in a tax state will NOT cause the sales tax to be charged on the annual dues in the future, even with the upgrade.
*The product (upgrade) is taxable in the tax state upon purchase, but the dues in the future WILL NOT BE TAXABLE.
*This Upgrade is an addendum to the BASE contract, not a replacement!
*The dues continue to be tax-exempt since the upgrade is not a replacement of dues.
Scenario #2: If a membership (the BASE) is purchased in a tax state, and then an upgrade of that membership is in a non-tax state, the dues will continue to be taxable because the BASE contract was taxable and the Upgrade does not change the tax situation because it is an addendum to the BASE contract, not a replacement. The dues will continue to be taxable in future years
*The product purchase (Upgrade) will not be taxable at the time of purchase because it was purchased in a non-tax state.]
Bottom line: We bought our current membership in Texas (non-tax state), thus we should not have been charged taxes on our membership purchase (we weren’t), nor on our dues. But we were charged taxes on our next year’s annual dues. SO hopefully our salesperson can get that fixed at Member Services. $50/year adds up. (Washington and Florida are tax states).
Around this time we were invited to a potluck tomorrow, so during supper we got to talking about shopping for groceries. We prefer the Amish markets but remembered they were closed on Sundays when we were in Ohio. Thus we clambered into the CRV and set off for the nearest one, Country View, on US 322. Sure enough, they had closed at 4 pm today and are closed on Sunday. We saw an ad for Shady Maple Farm Market-they’re closed Sunday too. Guess we’ll have to get our produce at a regular store tomorrow.
The rain came around then, but not the severe thunderstorms we were warned about. Whew! Watched a tape of “The Bourne Legacy” to finish off our night.
A photo from the archives (Sept 2009) when it really rained a lot!